P&C Insurance · Reinsurance · Risk

Felipe Ortega Zambrano

Regional Chief Underwriting & Risk Officer combining technical and financial depth with commercial execution, P&L ownership and portfolio transformation across Latin America and the United States.

Regional Chief Underwriting & Risk Officer que combina profundidad técnica y financiera con ejecución comercial, responsabilidad sobre P&L y transformación de portafolios en América Latina y Estados Unidos.

Chile · Peru · Mexico · Brazil · US20+ yearsCommercial P&C

Executive profilePerfil ejecutivo

Senior insurance executive focused on profitable growth. His experience spans underwriting, actuarial, pricing, governance, risk management and reinsurance, with a track record of leading multidisciplinary teams, structuring complex solutions and strengthening portfolio performance.

Ejecutivo senior de seguros enfocado en crecimiento rentable. Su experiencia abarca suscripción, actuaría, pricing, gobierno, gestión de riesgos y reaseguro, con trayectoria liderando equipos multidisciplinarios, estructurando soluciones complejas y fortaleciendo el desempeño de portafolios.

20+years in financial services and insuranceaños en servicios financieros y seguros
US$300MCommercial Lines portfolio led at Liberty Chileportafolio Commercial Lines liderado en Liberty Chile
US$150Mfacultative placements managedcolocaciones facultativas gestionadas

Areas of expertiseÁreas de experiencia

A business-oriented underwriting profile connecting technical discipline, capital and capacity with clients, brokers and market opportunities.

Un perfil de suscripción orientado al negocio que conecta disciplina técnica, capital y capacidad con clientes, corredores y oportunidades de mercado.

Underwriting & Portfolio

Property, Engineering, Marine, Liability, D&O, E&O and other commercial P&C lines.

Reinsurance & Capacity

Treaty and facultative reinsurance, CAT exposures, captives, fronting and international programs.

Strategy & P&L

Portfolio turnaround, pricing, governance, analytics, profitable growth and commercial execution.

Leadership experienceExperiencia de liderazgo

A career developed across regional and country leadership roles in insurance, reinsurance and financial services.

Una carrera desarrollada en posiciones de liderazgo regional y local en seguros, reaseguro y servicios financieros.

2026 — Present
AVLA

Regional Chief Underwriting and Risk Officer P&C

Regional responsibility across Chile, Peru, Mexico, Brazil and the US. Leads multidisciplinary teams in underwriting, actuarial, pricing and risk, and the transformation of P&C underwriting, reinsurance and commercial strategy.

Responsabilidad regional sobre Chile, Perú, México, Brasil y Estados Unidos. Lidera equipos multidisciplinarios de suscripción, actuaría, pricing y riesgo, además de la transformación de la estrategia P&C, de reaseguro y comercial.

2022 — 2025
Zurich Insurance

Chief Underwriting Officer P&C, Chile

Led the transformation and turnaround of the P&C underwriting organization, integrated technical teams, improved portfolio profitability and expanded the proposition into Commercial Insurance, reinsurance and international programs.

Lideró la transformación y recuperación del negocio de suscripción P&C, integró equipos técnicos, mejoró la rentabilidad del portafolio y amplió la propuesta hacia Commercial Insurance, reaseguro y programas internacionales.

2015 — 2020
Liberty Mutual Insurance

Chief Underwriting Officer / Reinsurance & Large Accounts Manager

Led a Commercial Lines portfolio of approximately US$300M in annual premium and managed complex P&C accounts, multinational programs and approximately US$150M in facultative placements.

Lideró un portafolio Commercial Lines de aproximadamente US$300 millones en prima anual y gestionó cuentas P&C complejas, programas multinacionales y cerca de US$150 millones en colocaciones facultativas.

2010 — 2015
Continental Seguros · Liberty Mutual

Underwriting Manager / Reinsurance & Technical Manager

Helped build a general insurance start-up and previously led reinsurance, technical management, reinsurance finance and management control for Liberty Chile's non-auto P&C portfolio.

Participó en la creación de una aseguradora de seguros generales y previamente lideró reaseguro, gestión técnica, finanzas de reaseguro y control de gestión para el portafolio P&C no auto de Liberty Chile.

2004 — 2010
Johnson's · Banchile Inversiones · Banco Santander Chile

Planning, Finance & Management Control

Built the financial foundation of his career through forecasting, profitability analysis, commercial performance, corporate management control and management information systems.

Construyó la base financiera de su carrera mediante forecasting, análisis de rentabilidad, desempeño comercial, control de gestión corporativo y sistemas de información gerencial.

EducationFormación

Engineering, analytics and technological innovation applied to business transformation and decision-making.

Ingeniería, analítica e innovación tecnológica aplicadas a la transformación de negocios y la toma de decisiones.

Civil Industrial Engineer

Pontificia Universidad Católica de Valparaíso

Master's in Business Intelligence & Technological Innovation

Universitat Politècnica de Catalunya

Master's in Big Data & Analytics

EAE Business School

Professional contactContacto profesional

Insurance leadership for profitable, resilient growth.Liderazgo asegurador para un crecimiento rentable y resiliente.

For executive opportunities, industry conversations or professional collaboration.

Para oportunidades ejecutivas, conversaciones de industria o colaboración profesional.

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